What was it Keen said?

Earlier, Keen said:

Without speculative borrowing ... the model generates a cyclical system which generally does not break down

"Generally". The model generally does not break down.

Or like, not as often, it doesn't break down as often if we avoid speculative borrowing, but it STILL DOES break down even it we avoid speculative borrowing.

And this is a MODEL that Keen designed. A perfect-world simulation. Our world, less perfect, is MORE liable to break down, even if we avoid the speculative borrowing.

Just to be clear.