This is a summary of the December 16 post
The problem is debt. We need to reduce debt.
We need tax incentives that get us to pay off debt faster than we do now. That will reduce debt. That will reduce the debt problem.
Accelerated repayment of debt also fights inflation by reducing the quantity of money in the spending stream. And it makes the financial system stronger by getting money back into the banks.
All the pieces of the puzzle fit.