If we take "Household Debt Service Payments as a Percent of Disposable Personal Income" (TDSP) and multiply it by "Disposable Personal Income" (DPI) ((and divide it by 100)) we get Household Debt Service Payments in billions of dollars. Those debt service payments include both interest and principal.
What portion of those debt service payments is attributable to interest costs? And what portion to principal?
Take "Monetary interest paid: Households" (W292RC1A027NBEA) and divide it by Household Debt Service Payments in billions ((and multiply it by 100)) to get interest costs as a percent of debt service payments:
|Graph #1: Interest as a Percent of Household Debt Service Payments|
Okay, let me add a line showing the other part, principal as a percent of household debt service payments:
|Graph #2: Interest (blue) and Principal (red) as Shares of Household Debt Service|